Unclaimed money ballooned to RM8.8b in 2019

We help individuals and companies to identify and recover their unclaimed moneys.

Uncredited Bankers’ Cheques

Uncredited bankers’ cheques become stale approximately 6 months from the date of issue. The applicant of the bankers’ cheques will be the rightful recipient of the unclaimed moneys.

Dormant Bank Accounts

A current or savings account is declared dormant if it has not been accessed for 7 years or more and will be closed by the bank. The balance in the closed account will be submitted as unclaimed moneys to the Registrar of Unclaimed Moneys.

Insurance Policies

This can include proceed from uncollected insurance claims, premium over-payments or refunds, and matured life insurance policies where the funds are not claimed for more than 7 years after the maturity date.


Employee Provident Fund (EPF)

If a member reaches pension age and cannot be locate or contacted, the funds are declared unclaimed and the moneys sent to the Registrars of Unclaimed Moneys.



Refundable deposits are paid for a variety of reasons – utility deposits, local council deposits, tender deposits, student deposits, rental deposits, telco deposits and so on. When these deposits are not claimed back within the given timeframe they will be sent to the Registrars of Unclaimed Moneys.


Shares and Dividends

When company dividends that are paid out could not reach the rightful recipient the amount will be sent to the Registrars of Unclaimed Moneys. In the case of mergers and acquisitions or privatizations of listed companies, a compulsory takeover of the shares of uncontactable shareholders will result in a large pool of unclaimed moneys that are sent to the Registrar of Unclaimed Moneys.


Other Assets

These can include estate bequests, unclaimed considerations, trust funds and overpaid accounts.


Check Out Our Work Process


ownership of the asset


relevant documents for submission



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